Delivering the highest level of customer service is the cornerstone of the Andres O'Neil & Lowe Agency philosophy. Our customers deserve and receive customized risk management solutions, competitive pricing, and the broadest protection available in the insurance industry.

Andres O'Neil & Lowe Agency was formed in 1923 and is recognized as a leader in the independent agency system throughout Northwestern Ohio. Our longevity is the result of a commitment to excellence and a realization that success is the result of doing the very best job possible for our clients. We represent many of the most respected commercial and personal lines insurance providers and proudly serve the Northwest Ohio area through our Bryan, Edgerton and Archbold locations.

Earl Andres said it in 1923, and we remain faithful to a principle of "Service -- to our Customers, the Community, and Each Other".