Agency Information

Andres O’Neil & Lowe has been a family owned business since 1923 and values the relationships we have with our clients above all else. Our clients are our friends and neighbors and we are committed to providing the peace of mind that comes with proper insurance coverage.

We design protection packages to meet the unique needs of a wide variety of clients. We remain committed to excellence and customer service. We understand that success is the result of doing the best job possible for our clients and putting their interests first.

Being an Independent Agent gives our clients and us a choice. We represent several companies, which gives us the option to tailor the coverage to fit you and your special needs.

We are proud to be the leading provider of insurance solutions in Northwest Ohio.

Key Facts:
• 20 Full-Time Employees
• 2 Office Locations
• $12 Million in Premium Volume
• Over 1500 Commercial Lines Clients
• Over 4500 Personal Lines Clients
• Strong Community Presence Since 1923
• Over 250 Years of Combined Insurance Experience

Our Promise

We are committed to increasing your safety, profitability, and peace of mind by reducing cost, managing risk, and handling claims in a prompt, efficient, and professional manner.

We are also committed to being strong corporate citizens in the communities we serve.  We are active in promoting the many charitable and civic needs of these communities.

Our Mission

Andres O'Neil & Lowe provides professional, reliable and ethical insurance solutions to our personal and commercial clients by offering unmatched levels of customer service and customer education.

Our thoroughly trained personnel provide our clients with comprehensive coverage at a reasonable price.

Our Vision

Andres O'Neil & Lowe will be the leading provider of commercial and personal insurance solutions in Northwest Ohio.

Andres O'Neil & Lowe will service the insurance needs of individuals and companies who value the protection and peace of mind that comes with proper insurance coverage.

Andres O'Neil & Lowe will remain a family-owned business and will maintain a personal relationship with its clients, employees, and companies.