Cybersecurity is an ongoing threat all over the market, and damages resulting from cyber security events are estimated to be $6 trillion on an annual basis by 2021.

Some of the most prevalent attacks today in the marketplace are as follows:


A type of malware that prevents users from accessing their system, personal files, or stopping operations and demands a ransom payment in order to regain access.


Emails with a “fake” link to sites with confidential information such as a bank or credit card company asking users for their passwords and ID’s.

Social Engineering

Or “Spoof Attack”, it’s a more focused and specifically targeted than phishing. Behavioral manipulation along with intelligence gathering about a large player at a company; often shows up as a bogus email from somebody prevalent in the company. “I forgot to pay this bill before I left on vacation, can you wire $10,000 to this bank account?”


Keylogging software that monitors a user’s keystroke on the keyboard. Used heavily to obtain log-in information.

Andres O’Neil & Lowe is a leading insurance and risk management firm focused on helping businesses experience better outcomes with 1st and 3rd party cyber issues.

Filling out an application for a cyber quote takes just seconds by simply filling in your company name, contact, annual revenue, and website (if applicable). Please note, if you are an ISFA member, be sure to check the box below when filling out the application.

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“We have used Andres O’Neil & Lowe as our Insurance agency over the last 15 years for all of our personal related insurance needs. We have also used them for some of our business related needs and in both cases we have been very happy with the services rendered. Our agent is Melinda Robinson and her attention to our needs has always been above and beyond the call of duty. She is very responsive to any and all of our needs and handles them quickly and very professionally. I would highly recommend them to anyone for both business and personal insurance needs. We truly could not ask for a better overall insurance agent or agency.”

Don Hayati, President Don’s Chevrolet, Cadillac, Buick & GMC