Our Company

Our Mission

Mission Statement

Grow our business by building profitable relationships through excellence in risk management, claim advocacy, service and developing creative solutions.

Our Commitment

Earl Andres said it in 1923, and we remain faithful to a principle of, “service—to our customers, the community and each other.”

When it comes to community, our philosophy is simple: when a community is strong, everyone benefits. We believe in strengthening the communities we serve through philanthropy, employment opportunities and helping other local businesses succeed.

“We would just like to thank Andres O’neil & Lowe for helping us find insurance on a property we just acquired in Florida. We have been a customer for quite a while, since they took over Cincinnati Insurance from our previous insurance agent, DeFord Schwall. We called, and they said they didn’t insure properties in Florida. I contacted Melinda Robinson, and she said she had contacts in Florida, and would talk to an agent she has worked with in the past for other customers in Archbold, with Florida properties. After multiple phone calls and emails, we got coverage in Florida, and felt extremely confident that the Florida agent would take good care of us, based on Melinda’s recommendation. It is truly comforting knowing that your insurance agent is willing to go above and beyond the call of duty! Thank you Melinda, and Andres O’Neil & Lowe.”
Randy and Sandy Stuckey

Meet Our Team

From the front office to our agents, AOL is staffed with caring, knowledgeable employees. We’re here to help you find coverage that brings peace of mind for the good times and protection for the tough times.

While we act locally, we think globally. Our leadership team is forward-thinking, exploring nearly every possible product and solution to see how it can benefit our local clients.

Agency Management

Kevin L Morton, CPIA
President
Archbold

Elizabeth H Pool, CBC, CPIA
Managing Partner
Bryan

Thomas Herman
Chairman of the Board
Bryan

Russell H Davies, CPIA
Managing Partner
Bryan

Mindy Hess
Chief Financial Officer
Bryan

Commercial Lines

Eddie Partin, CPIA
Insurance Consultant
Archbold

Stacy M Swary
Insurance Consultant
Bryan

Vickie L Thiel, CPIA
Account Manager
Bryan

Jessica R Crocker
Account Manager
Archbold

Jen Mallett
Account Manager
Archbold

Scott Loy
Sales Consultant
Wauseon

Erin Elting
Commercial Lines CSR / Receptionist
Archbold

Personal Lines

Melinda Robinson, CPIA
Insurance Consultant
Wauseon

Tami L Bergman
Insurance Consultant
Bryan

Angi Campos
Account Manager
Bryan

Janel D Rath
Account Manager
Bryan

Kate Cooper
Account Manager
Wauseon

Hillary Guilford
Account Manager
Bryan

Tori Herzog
Account Manager
Wauseon

Administration

Erin L Beals, CISR, CPIA
Operations Manager
Bryan

Cherri Meyer
Agency Assistant
Bryan

Holly Neubig
Accounting Assistant
Bryan

Employee Benefits

Sarah R Derck
Account Manager
Bryan

Megan D Wyse, CBC, CPIA
Director of Compliance, Employee Benefits Manager
Archbold

Jordan L Short
Customer Service Representative
Archbold

Michelle Barnes
Customer Service Representative
Wauseon

Tracy Armstrong
Customer Service Representative
Archbold

Eric Butler
Sales Consultant
Wauseon

“Andres O’Neil & Lowe is an agency of people who care and who are responsive to the needs of their customers. Russ, Vickie, and the team are ALWAYS available and ALWAYS trying to do more and get us better coverage at a great value. But more importantly, they are ALWAYS friendly, courteous, responsive, and outstanding supporters of the communities in which they do business. Proud to call AOL a long-time business partner of Spangler Candy Company.”
Matt Dixon, Spangler Candy Company