Making a Difference Since 1923

Andres O’Neil and Lowe Insurance Agency serves commercial, agriculture and individual customers through offices in Bryan, Archbold and Wauseon, Ohio. For over 90 years, clients have trusted our agency to provide exceptional service, protection and peace of mind. From handling claims with efficiency and compassion to proactive pricing strategies, we are committed to making a difference for you.

Competitive Pricing

As an independent agency, we work with a variety of carriers to provide the right coverage at the right price.

Complete Convenience

You can save time, hassle and money by working with one team for all of your insurance needs.

Peace of Mind

All of our policies are backed by experienced agents who are here when you need them.

Local Knowledge

We live here and work here, just like you, giving us unique insight into what it takes to help protect your family, your business and your assets.

Our coverage options are backed by tools that make it easy to purchase, renew, file claims and get questions answered. Life isn’t always convenient, but when you work with AOL, your insurance can be.

Let us put our experience to work for you. Contact us today for a free assessment.




“We have used Andres O’Neil & Lowe as our Insurance agency over the last 15 years for all of our personal related insurance needs. We have also used them for some of our business related needs and in both cases we have been very happy with the services rendered. Our agent is Melinda Robinson and her attention to our needs has always been above and beyond the call of duty. She is very responsive to any and all of our needs and handles them quickly and very professionally. I would highly recommend them to anyone for both business and personal insurance needs. We truly could not ask for a better overall insurance agent or agency. ”

Don Hayati, President Don’s Chevrolet, Cadillac, Buick & GMC